Credit Union Mortgage Association, Inc.

Choose a Mortgage: Rate Lock

Rate Locking Information

Refinance

If you’re applying for a refinance loan, you must complete the loan application process. The option to lock a rate will appear once your loan application has been approved. To begin the process, please click the button below:

Click to Apply

Purchase or Pre-Approval

Rate locks are property-specific. If you’re applying for a purchase loan or pre-approval, the option to lock an interest rate will be available once your loan is approved and a property has been selected.

Requesting a Rate Lock

How do you request a rate lock? If you’re refinancing or have a ratified contract on a property you’re purchasing, you must first apply for a loan. After completion of the application process, and when your loan gets approved, you can  to our loan officers.

Please Contact Us for more information.

 

Get Pre-Approved

Get Pre-approved!While it really doesn't matter why you need a new house, it does matter how you go about purchasing it. The first step is getting Pre-Approved. Take the worry out of financing and click here for all the details.

What is a Reverse Mortgage?

Reverse MortgagesA Reverse Mortgage is a unique loan that allows homeowners age 62 years and older to convert part of the equity in their home into monthly income or cash without having to sell the home, give up title, or take on additional monthly mortgage payments. Click to learn more.

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Use CUMA's HOMEAdvantage and receive a rebate at closing