Are you ready to purchase a home but just aren't sure you can afford to buy right now? Are thoughts of a down payment, closing costs, and a large mortgage payment stopping you? Unfortunately, many people continue to rent because they think their rent payment is lower than a mortgage payment. This may be true in some cases, but in the long term, the money you pay for a mortgage payment goes towards the equity in your home, rather than into someone else's pocket. With a little help from your Credit Union, we can get you into your own home and help you save money too!
Browse through our many loan options and rates with our online wizard. This great tool is at your disposal 24 hours a day/7 days a week, and it will help you decide which loan is right for you. Whether you are refinancing an existing loan or applying for a new one, simply use our online mortgage application—it takes just minutes to complete! Visit our Web site at www.CUMortgage.net.
Apply online for a pre-approved mortgage. It only takes a few minutes and knowing your budget in advance of house-hunting will save you more time in the long run. Visit our Web site and click Apply for a Mortgage.
Once you are pre-approved, you're ready to search for your new home. Your credit union can help you find a real estate agent and even get you a cash rebate!
Through CU Realty Services, you can quickly and easily access all the tips, tools, and listings that you need to purchase a home:
This exclusive member benefit is made possible through a partnership between your credit union and CU Realty Services, the leader in streamlined home- buying and selling for credit union members nationwide.
For more information, visit www.cumortgage.net.
While it really doesn't matter why you need a new house, it does matter how you go about purchasing it. The first step is getting Pre-Approved. Take the worry out of financing and click here for all the details.
A Reverse Mortgage is a unique loan that allows homeowners age 62 years and older to convert part of the equity in their home into monthly income or cash without having to sell the home, give up title, or take on additional monthly mortgage payments. Click to learn more.