Credit Union Mortgage Association, Inc.

Expert Articles

Buying a Home is
Easier Than You Think!

Are you ready to purchase a home but just aren't sure you can afford to buy right now? Are thoughts of a down payment, closing costs, and a large mortgage payment stopping you? Unfortunately, many people continue to rent because they think their rent payment is lower than a mortgage payment. This may be true in some cases, but in the long term, the money you pay for a mortgage payment goes towards the equity in your home, rather than into someone else's pocket. With a little help from your Credit Union, we can get you into your own home and help you save money too!

Visit Our Online Loan Consultant

Browse through our many loan options and rates with our online wizard. This great tool is at your disposal 24 hours a day/7 days a week, and it will help you decide which loan is right for you. Whether you are refinancing an existing loan or applying for a new one, simply use our online mortgage application—it takes just minutes to complete! Visit our Web site at

Get Pre-Approved First

Apply online for a pre-approved mortgage. It only takes a few minutes and knowing your budget in advance of house-hunting will save you more time in the long run. Visit our Web site and click Apply for a Mortgage.

CU Realty Services

Once you are pre-approved, you're ready to search for your new home. Your credit union can help you find a real estate agent and even get you a cash rebate!

Through CU Realty Services, you can quickly and easily access all the tips, tools, and listings that you need to purchase a home:

  • Search and compare the same property listing used by real estate agents.
  • View photos and get maps.
  • Connect with an experienced Realtor® from a pre-approved network of agents, and qualify for a rebate of up to 1% of the purchase/sale price when you use that agent.
  • Determine the value of your home.
  • Research neighborhood demographics, crime rates, and schools.

This exclusive member benefit is made possible through a partnership between your credit union and CU Realty Services, the leader in streamlined home- buying and selling for credit union members nationwide.
For more information, visit


Get Pre-Approved

Get Pre-approved!While it really doesn't matter why you need a new house, it does matter how you go about purchasing it. The first step is getting Pre-Approved. Take the worry out of financing and click here for all the details.

What is a Reverse Mortgage?

Reverse MortgagesA Reverse Mortgage is a unique loan that allows homeowners age 62 years and older to convert part of the equity in their home into monthly income or cash without having to sell the home, give up title, or take on additional monthly mortgage payments. Click to learn more.

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Use CUMA's HOMEAdvantage and receive a rebate at closing