Are You a Credit Union?: Our History

Serving Credit Unions Since 1978

Credit Union Mortgage Association (CUMA) was incorporated in 1978 as the nation’s first Credit Union Service Organization (CUSO) and now 40 years later we remain 100% credit union owned. Headquartered just outside of our nation’s capital in Fairfax, VA, we exclusively serve credit unions and their members nationwide.

CUMA is your best option for providing a turn-key or fully customized solution in all facets of first trust residential mortgage lending.

Our mission is to:

• Support credit unions in the
• Origination
• Processing
• Underwriting
• Servicing of first trust residential real estate loans
• Access to the secondary market
• Deliver outstanding service and products to credit unions and their members
• Generate fee-income for participating credit unions