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Expert Articles
Buying a Home is
Easier Than You Think!
Are you ready to purchase a home but just aren't sure you can afford to buy right now? Are thoughts of a down payment, closing costs, and a large mortgage payment stopping you? Unfortunately, many people continue to rent because they think their rent payment is lower than a mortgage payment. This may be true in some cases, but in the long term, the money you pay for a mortgage payment goes towards the equity in your home, rather than into someone else's pocket. With a little help from your Credit Union, we can get you into your own home and help you save money too!
Visit Our Online Loan Consultant
Browse through our many loan options and rates with our online wizard. This great tool is at your disposal 24 hours a day/7 days a week, and it will help you decide which loan is right for you. Whether you are refinancing an existing loan or applying for a new one, simply use our online mortgage application—it takes just minutes to complete! Visit our Web site at www.CUMortgage.net.
Get Pre-Approved First
Apply online for a pre-approved mortgage. It only takes a few minutes and knowing your budget in advance of house-hunting will save you more time in the long run. Visit our Web site and click Apply for a Mortgage.
CUMA’s HomeAdvantage Program
Once you are pre-approved, you're ready to search for your new home. Your credit union can help you find a real estate agent and even get you a cash rebate!
Through our HomeAdvantage Program, you can quickly and easily access all the tips, tools, and listings that you need to purchase a home:
- Search and compare the same property listing used by real estate agents.
- View photos and get maps.
- Connect with an experienced Realtor® from a pre-approved network of agents, and qualify for a rebate of up to 1% of the purchase/sale price when you use that agent.
- Determine the value of your home.
- Research neighborhood demographics, crime rates, and schools.
This exclusive member benefit is made possible through a partnership between your credit union and CUMA’s HomeAdvantage Program, the leader in streamlined home buying and selling for credit union members nationwide.
For more information, visit cumortgage.net.