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Expert Articles
Pre-Qualified versus Pre-Approved
Before you start searching for a home, get pre-qualified. A loan officer will gather information about your income, debt, and assets. He or she will also look at your credit profile and determine the most appropriate loan options for you. Once complete, you will receive a letter stating you've been pre-qualified. Now you’re ready to get pre-approved.
For pre-approval, you must fill out the loan application and submit all appropriate documentation for review by the loan officer. This information will show that you are qualified for a mortgage loan of a specified size and have a solid credit history. By getting pre-approval, you’ll know the price range you can afford, and you don't have to worry about whether you've met the lender's financial requirements.
Get Pre-Approved for FREE!
To take advantage of our special offer, click here to Apply for a Mortgage. It only takes a few minutes and will help you figure out how much you’re approved for before you start house-hunting.
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